When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Your Mortgage Professional

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And my team and I are committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just a few easy steps with the online application.

After you've applied, we'll call you to discuss your situation and the details of your loan. As always, you may contact me or my team anytime by phone, fax or email for personalized service and expert advice. If we aren’t available, we’ll get back with you as soon as we can.

My team and I will give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you apply, qualify, overcome roadblocks, and be approved for the right mortgage loan for you… not for anyone else!

Knowledge is King

Have you ever heard that commercial “an educated consumer is our best customer?” Well I agree! It’s important to get your information from a trusted source. For current economic information, check out my Daily Market Watch Report, my Blog, and the Weekly Economic Update. For general but timely Mortgage, Money, Personal Finance, and Real Estate information and advise check out the monthly "Views You Can Use", "You Magazine" or the quarterly "Homes & Money Magazine" and Practical Financial Tips. If you’d like to be added to the mailing list to receive this information timely, click here.

You can also shop for some great homes online by clicking here. If you prefer to shop for foreclosures only, click here.

I am looking forward to working with you!

Niecie Draper
Branch Manager